Welcome to Our Online Loan Referral Service

3 11 reviews

2031 Main St, Ferndale, WA 98248, USA
+1 (360) 384-1161
locations.usbank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you read the feedback of our customers.

People at the front desk were very kind and helpful.

Mr. Ladarius Langosh

Customer service seems to be lacking here...

Prof. Enrique Lubowitz

All of the other employees are awesome!

Wilma Cartwright

Always super friendly, helpful, and great service.

Sabrina Becker

They make each customer feel appreciated and respected.

Jackeline Wyman

Fun, funky, and very modern.

Jeromy Cassin

Pay Attention

Further there will be shown the details about not a exact lender. The information below will define general information about payday loans and its specific elements.

Payday Loans in Ferndale, New York

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Ferndale, New York are taken out hassle-free. The interest percentage depends on the borrower's person-related information: if you pay off more payday loans, the more efficient terms and rates lenders offer.

APR

25% small loan cap

How will U.S. Bank Branch help issue a payday loan in Ferndale, New York?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are issued day and night. The payday loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Ferndale, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Ferndale, Washington

Kitsap Bank

1700 Village Ln SE, Port Orchard, WA 98366, USA

+1 (360) 876-7822

U.S. Bank Branch

21125 WA-410 E, Bonney Lake, WA 98391, USA

+1 (253) 862-9533

locations.usbank.com

First Interstate Bank

600 University St #1528, Seattle, WA 98101, USA

+1 (206) 254-9931

www.firstinterstatebank.com

On Q Financial | Mike Guild | Lynnwood, WA

3400 188th St SW #316, Lynnwood, WA 98037, USA

+1 (360) 474-7205

onqfinancial.com

Bryon Taylor | Bryte Home Loans

5151 Borgen Blvd Suite 101C, Gig Harbor, WA 98332, USA

+1 (253) 649-4044

www.brytehomeloans.com

iQ Credit Union

6725 NE 42nd St, Vancouver, WA 98661, USA

+1 (360) 695-3441

www.iqcu.com

Harborstone Credit Union

401 5th Ave Ste 100, Seattle, WA 98104, USA

+1 (800) 523-3641

www.harborstone.com

KeyBank

100 N Broadway St, Aberdeen, WA 98520, USA

+1 (360) 533-1000

www.key.com

Fred Meyer Money Services

1206 N 40th Ave, Yakima, WA 98908, USA

+1 (509) 576-6800

moneyservices.kroger.com

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