Welcome to Our Online Loan Referral Service

4.3 15 reviews

721 College St SE, Lacey, WA 98503, USA
+1 (360) 456-0880
locations.firstcitizens.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you get acquainted with the reviews of our clients.

They are people helping people and my business is better off banking here.

Dr. Stephon Waelchi

You can give them your money but you cannot use the bathroom.

Alberta Berge

The staff at this branch are the best.

Eloy Tromp

Great food good people hometown friendly environment great staff

Bart Stoltenberg

Last night was second time for poor food quality & service.

Thaddeus Bartell

Yummy speciality pizza like cheese burger pizza and taco pizza.

Mrs. Karlee Kihn

Great service and very friendly staff.

Zackery Glover

Waited over an hour and they served six people who came in after me.

Mr. Jed Strosin II

They gave me a decent auto loan rate and were happy to take my money.

Garth Daniel

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define common information about payday loans and its specific features.

Payday Loans in Lacey, Washington

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Lacey, Washington are taken out easily. The interest percentage depends on the customer's person-related data: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will First Citizens Bank help issue a payday loan in Lacey, Washington?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in Lacey, wa review this circumstance not an obstacle to issue a loan. The client of a cash advance should be ready to objectively assess financial solvency, take out a loan, repay the debt on time and not only cope with current difficulties, but enhance the credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Lacey, Washington

Sound Credit Union

820 Stewart St #1, Seattle, WA 98101, USA

+1 (800) 562-8130 ext. 2654

www.soundcu.com

Eastside Pawns LLC

839 Valley Mall Pkwy, East Wenatchee, WA 98802, USA

+1 (509) 884-2477

eastsidepawns.com

Newport Pawn

206 N Union Ave, Newport, WA 99156, USA

+1 (509) 447-4774

HomeStreet Bank

810 Sleater Kinney Rd SE Suite B, Lacey, WA 98503, USA

+1 (360) 438-4200

www.homestreet.com

Kitsap Credit Union

11916 S Meridian, Puyallup, WA 98373, USA

+1 (360) 662-2000

www.kitsapcu.org

Moneytree

1057 George Washington Way, Richland, WA 99352, USA

+1 (509) 943-5550

www.moneytreeinc.com

Moneytree

25260 104th Ave SE, Kent, WA 98030, USA

+1 (253) 852-6669

locations.moneytreeinc.com

Umpqua Bank Home Lending

1300 16th Ave Suite 301, Clarkston, WA 99403, USA

+1 (509) 295-5150

www.umpquabank.com

Reliable Credit Association Inc.

14916 E Sprague Ave, Spokane Valley, WA 99216, USA

+1 (509) 924-1114

www.reliablecredit.com

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