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3 4 reviews

8608 S Tacoma Way, Lakewood, WA 98499, USA
+1 (253) 984-7900
www.bankofhope.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2007-01-25

Mailing Address

Company Name

Contact Data

What people think about Bank of Hope?

Below you see some of the reviews of our customers.

Stay away!! They approve me for a loan but it’s been 2 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my funds.

Cassie Schroeder

I took out $700 for a period of 8 days. In the end, I had to repay twice as much with all the fees charged.

Fiona Watsica

Too high APR. Had to pay off really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was bad too. The lady in the office was very rude. Not recommended. Better consider another lender.

Cornell Murray Sr.

Important

The previous three items describe a definite company. But below you can read general details about payday loans.

Payday Loans in Lakewood, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Lakewood, New York. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on a few things.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can help individuals who have bad credit scores or have no credit history. But we recommend you that as with any borrowing you should only think about applying for a cash advance if you are assured that you can make payments punctually.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

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