Welcome to Our Online Loan Referral Service

3.4 13 reviews

9802 Gravelly Lake Dr SW, Lakewood, WA 98499, USA
+1 (253) 584-0079
www.americanlake.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed

Domain Info

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Feedback about American Lake Credit Union?

Here you see the feedback of our clients.

Very kind and helpful staff.

Freda Nader

Good, Simple Products and fast service at their Lakewood Branch.

Kory Mertz

Their Facebook page is down, perhaps from all the bad reviews?

Dr. Christop Jacobi Sr.

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will define general information about payday loans and its specific features.

Payday Loans in Lakewood, New York

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Lakewood, ny. They are issued at individually-set interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will American Lake Credit Union help issue a payday loan in Lakewood, New York?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Lakewood, ny will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Lakewood, Washington

KeyBank

95 Second St S, Friday Harbor, WA 98250, USA

+1 (844) 539-8864

www.key.com

Umpqua Bank

73 NE Estes Ave, White Salmon, WA 98672, USA

+1 (509) 493-1252

locations.umpquabank.com

Umpqua Bank Home Lending

6021 244th St SW, Mountlake Terrace, WA 98043, USA

+1 (866) 486-7782

www.umpquabank.com

WaFd Bank

191 W Washington St, Sequim, WA 98382, USA

+1 (360) 681-7485

www.wafdbank.com

ATM Homestreet Bank

8200 35th Ave NE, Seattle, WA 98115, USA

+1 (800) 627-3999

www.homestreet.com

Stephanie Jane Kimball | Fairway Independent Mortgage Corporation Loan Officer

14405 SE 36th St Suite 300, Bellevue, WA 98006, USA

+1 (206) 250-6700

www.fairwayindependentmc.com

Whidbey Island Bank

105 1st St Suite 101, Langley, WA 98260, USA

+1 (360) 221-0203

local.heritagebanknw.com

Sound Credit Union

5901 196th St SW, Lynnwood, WA 98036, USA

+1 (800) 562-8130 ext. 1150

www.soundcu.com

Umpqua Bank

707 W Main Ave Suite A-02, Spokane, WA 99201, USA

+1 (509) 624-4121

locations.umpquabank.com

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