Welcome to Our Online Loan Referral Service

4.4 7 reviews

1007 Pacific Ave S, Long Beach, WA 98631, USA
+1 (360) 642-3777
www.bankofthepacific.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2005-10-26

Mailing Address

1928 E. Highland Ave. Ste F104 PMB# 255, Phoenix, AZ, 85016, United States

Company Name

Domain Administrator

See PrivacyGuardian.org

Contact Data

[email protected]

+1.3478717726

Feedback about Bank of the Pacific?

Here you read the feedback of our clients.

Always exceptionally good service and friendly atmosphere

Scot Shields

Refused a check deposit that in the past was never an issue.

Leanna Howe V

Always helpful, and like a baker never out of dough

Alisa Torphy I

Pay Attention

Above-shown info provides the details about a definite lender. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Long Beach, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Long Beach, New York is taken out simply and fast. The interest rate is set respecting the category of the customer: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

25% small loan cap

How will Bank of the Pacific help issue a payday loan in Long Beach, New York?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% deny the application when lenders in Long Beach, ny will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

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MapleLoans

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Loan Services Inc.

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Wells Fargo Bank

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Edward Jones - Financial Advisor: Tony Pechthalt, AAMS®

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Wheatland Bank

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Industrial Credit Union

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Heritage Bank

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