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4.6 82 reviews
Loan agency in Lynnwood, Washington

4320 196th St SW F, Lynnwood, WA 98036, USA
+1 (425) 672-5777

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Created Date


Mailing Address

South Carolina, United States

Company Name



Contact Data

What people think about Advance America?

Below you find some of the opinions of our customers.

… work here are professional, quick at what they do and always welcoming and kind. I have no complaints. If you need a payday loan they're here to help as best they can.

Mrs. Elody Kuphal PhD

Employees are excellent, and very helpful. I always come to this location for payday loan needs.

Ms. Enola Schultz

I have been going here anytime I need a payday loan for years. Arris always has a great attitude, awesome customer services

Keagan Trantow

The process went smoothly and we had great communication during the transaction.

Tomas Brekke

We love our home & love the rate you were able to get us!

Raphael Nikolaus

I would highly recommend Ela to any of my friends looking to buy in Washington!

Geovany Corwin Jr.

Super friendly staff, affordable rates and amazing service.

Prof. Franz Brekke

Prices are excellent and they offer after hours pickup.

Cierra Botsford MD

Best parcel place across the border, been their customer for very long time

Dr. Keshaun Waelchi III

Excellent service, wonderful staff.

Tiara Runolfsdottir

Good people, fair pricing.

Joy Nader

Friendly helpful snd willing to work with what you got!

Georgette Smitham

But this branch excels and I give all the credit to fantastic leadership.

Mrs. Althea Mueller Jr.

Staff is often friendly and quickly available to assist clients.

Trisha Lehner

Closed for Inclement weather?

Edd Haley

You need something he have it including loans

Sierra Beatty

They have great products to offer to the people.

Miss Adrienne Veum

Bringing politics into overpriced, low quality furniture.

Dejon Kiehn

The bank itself has been extremely helpful and has helped us rebuild our credit.

Robb Rau V

Always very friendly and customer service oriented.

Mayra Durgan

The only thing I don’t like is that it doesn’t have a local number to call.

Alphonso Dibbert

Good place to buy rock

Dedrick Daugherty II

Great crew to work with

Elyssa Block

Family business established in 1945!

Joany Terry

Went in for an oil change, the staff is very nice and gets stuff done quickly.

Beverly Parisian

Great prices, great service and a great place to buy a truck or car.

Alana Schowalter PhD

Passing through town when the alternator on our Chevy Colorado Diesel went out.

Dr. Brandon Lueilwitz

Home style bank with full service.

Alysha Turner

Super helpful friendly staff ...

Elias Treutel V

Very helpful, and patient with my elderly mother.

Dr. Daphne Kiehn

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Lynnwood, Washington

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

It is effortless and fast to get approved for payday loans in Lynnwood, Washington. The interest rate will be set specifically for each client and will depend on the personal details the borrower provided.


391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Why people take out payday loans?


Car expenses








Home improvement

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than spotless, or who have bad to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Lynnwood, wa work with individuals with poor credit. You can apply for a bad credit payday loan online at any time of the day and if approved could have the funds in your account within a few hours.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Lynnwood, Washington

Cathay Bank

18230 E Valley Hwy Ste. 120, Kent, WA 98032, USA

+1 (425) 656-0278


HAPO Community Credit Union

7601 W Clearwater Ave, Kennewick, WA 99336, USA

+1 (509) 943-5676


Sound Credit Union

7717 Bridgeport Way W, Lakewood, WA 98499, USA

+1 (800) 562-8130 ext. 6808


Homestreet Bank Home Loans

3312 Rosedale St NW, Gig Harbor, WA 98335, USA

+1 (253) 853-5626


Fred Meyer Money Services

12120 N Division St, Spokane, WA 99208, USA

+1 (509) 465-4400


Columbia Bank

13305 NE Hwy 99 Suite 106, Vancouver, WA 98686, USA

+1 (360) 571-7104


Blackstone Lending Group

1411 State Ave NE # 101, Olympia, WA 98506, USA

+1 (360) 915-6330

Heritage Bank

201 5th Ave SW, Olympia, WA 98501, USA

+1 (360) 943-1500


Washington Federal Bank

116 Kirkland Ave, Kirkland, WA 98033, USA

+1 (425) 822-6076