Welcome to Our Online Loan Referral Service

5 2 reviews

7803 SE 27th St Suite 170, Mercer Island, WA 98040, USA
+1 (206) 232-2117
locations.umpquabank.com
Monday
10AM–2PM
Tuesday
10AM–2PM
Wednesday
10AM–2PM
Thursday
10AM–2PM
Friday
10AM–2PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

What people think about Umpqua Bank?

Below you find some of the reviews of our customers.

Easy application. I only filled in an ID and a bank account. Very quick lending decision. The first time I was accepted for $600 only. Hope the limit will increase next time. Interest rate is reasonable. Paid back the debt earlier than agreed. If necessary, the term can be also extended.

Abelardo Runolfsson

Yesterday I needed $700 to cover utility bills. I decided to apply via Umpqua Bank. They only approved me for $500 but the process itself was hassle-free, and their rates were favorable.

Quinten Bahringer

I applied for the first cash advance in my life, was approved in 10 minutes despite the fact that I had debts already. I repaid it early. Love this lender for their competitive rates. Other lenders in my area charge sky high interest!

Ms. Felipa Ward

Last week I needed $700 to cover medical bills. I decided to apply via Umpqua Bank. They only approved me for $500 but the process itself was effortless, and their rates were favorable.

Leo Koelpin

Important

The above-given information provides the details about a precise financial institution. The information below is about common information about payday loans.

Payday Loans in Mercer Island, Washington

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to access in Mercer Island, Washington. The entire process is straightforward. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are companies who may be ready to give you a payday loan even if you have a poor credit rating. You will need a regular income to get approved for a bad credit payday loan.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the payday loan immediately.

APR Calculator

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