Welcome to Our Online Loan Referral Service

3.3 6 reviews

675 NE Midway Blvd, Oak Harbor, WA 98277, USA
+1 (360) 679-3151
local.heritagebanknw.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2010-09-08

Mailing Address

Company Name

Contact Data

Feedback about Whidbey Island Bank?

Here you read the reviews of our clients.

I took out a loan when I had problems with money. There was no other way out. I looked out this site on the Internet, among others. Has applied several services. One refused, the other offered too high a rate, but here it was approved as I wanted.

Hortense King

I have a problem with paying a loan at another service. It is inconvenient to borrow from friends. Therefore, I decided to contact Whidbey Island Bank. They really helped.

Mandy Buckridge

I have a problem with paying a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to address Whidbey Island Bank. They really helped.

Miss Kianna Collier DDS

I apply quite often. I am pleased with the terms. There is online round the clock service.

Emmet Quitzon

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Oak Harbor, Ohio

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is easy and quick to take out payday loans in Oak Harbor, Ohio. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Whidbey Island Bank help issue a payday loan in Oak Harbor, Ohio?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to process the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor considered by financial institutions is called as bad credit history. But this drawback is not taken as the only one by payday lenders to take out a cash advance. The lender process many aspects such as financial solvency to approve the form. Cash advance in Oak Harbor, Ohio may help enhance your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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KeyBank

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Express Credit Union

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Umpqua Bank

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Cashmere Valley Bank - East Wenatchee

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Wells Fargo Bank

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People's Community Federal Credit Union

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+1 (360) 695-5121

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Heritage Bank ATM

629 WA-9, Lake Stevens, WA 98258, USA

+1 (425) 335-7878

www.heritagebanknw.com

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