What people think about Umpqua Bank?
Below you get acquainted with some of the testimonials of our customers.
Thank you for the fantastic service. Your managers assisted me throughout the process. It’s cool that you only need an ID to get funds.
Ms. Marietta Gleichner
Many thanks to Umpqua Bank. I recently had some problems with repaying my mortgage and they approved me for a cash advance. Best company! Managed to cover my problems and signed with relief.
Philip McCullough
Good service with affordable rates. They transferred within 2 hours, as promised. I will use Umpqua Bank again if I need extra money.
Dr. Albert Mills IV
Important
The previous three items charactirize a specific lender. But below you can read general details about payday loans.
Payday Loans in Othello, Washington
A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
It is simple and fast to get accepted for payday loans in Othello, Washington. The interest rate will be set individually for each consumer and will depend on the personal information the borrower provided.
APR
391%* APR
Max Loan
$700 (*or 30% of gross monthly income)
Min Term
Not Specified
Max Term
45 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit history. Payday loan approvals depend very much on other factors. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Othello, Washington
Sound Credit Union
10914 SE Kent-Kangley Rd, Kent, WA 98030, USA
+1 (800) 562-8130 ext. 3880
www.soundcu.com
Global Credit Union
107 W Spaatz Rd, Fairchild AFB, WA 99011, USA
+1 (509) 455-4700
www.globalcu.org
Olympia Credit Union
720 Sleater Kinney Rd SE # Z, Lacey, WA 98503, USA
+1 (360) 456-7037
www.olycu.org
Yakima Federal Savings & Loan Association
801 E Edison Ave, Sunnyside, WA 98944, USA
+1 (509) 837-4555
www.yakimafed.com
Hanmi Bank Loan Center
31620 23rd Avenue South Ste 305, Federal Way, WA 98003, USA
+1 (206) 489-8377
www.hanmi.com
Whidbey Island Bank
105 1st St Suite 101, Langley, WA 98260, USA
+1 (360) 221-0203
local.heritagebanknw.com
Terri Gunderson - HomeBridge Financial Services, Inc.
2219 Rimland Dr, Bellingham, WA 98226, USA
+1 (360) 303-5898
www.homebridge.com
Bank of the Pacific
1214 Aalis Dr, Taholah, WA 98587, USA
+1 (360) 276-4411
www.bankofthepacific.com
