Umpqua Bank Payday Loans Review - Othello, Washington

2.8 4 reviews

Organization owner?

450 E Main St, Othello, WA 99344, USA

+1 (509) 488-9601

What people think about Umpqua Bank?

Below you get acquainted with some of the testimonials of our customers.

Thank you for the fantastic service. Your managers assisted me throughout the process. It’s cool that you only need an ID to get funds.

Ms. Marietta Gleichner

Many thanks to Umpqua Bank. I recently had some problems with repaying my mortgage and they approved me for a cash advance. Best company! Managed to cover my problems and signed with relief.

Philip McCullough

Good service with affordable rates. They transferred within 2 hours, as promised. I will use Umpqua Bank again if I need extra money.

Dr. Albert Mills IV

Important

The previous three items charactirize a specific lender. But below you can read general details about payday loans.

Payday Loans in Othello, Washington

A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is simple and fast to get accepted for payday loans in Othello, Washington. The interest rate will be set individually for each consumer and will depend on the personal information the borrower provided.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit history. Payday loan approvals depend very much on other factors. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.