What people think about Kitsap Bank?
Below you get acquainted with some of the testimonials of our clients.
Excellent service, nice people with whom to deal.
Jany Jast
We take pride in providing the best customer service!
Prof. Jaren Treutel V
Happy place to visit.
Helga Marks DDS
Pay Attention
Now you can see general features of payday loans.
Payday Loans in Port Townsend, Washington
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to access in Port Townsend, Washington. The entire process is stress-free. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
391%* APR
Max Loan
$700 (*or 30% of gross monthly income)
Min Term
Not Specified
Max Term
45 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on specific circumstances. They will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the cash advance loan immediately.
APR Calculator
Other Payday Lenders in Port Townsend, Washington
Bank of America (with Drive-thru ATM)
20708 Bothell Everett Hwy, Bothell, WA 98012, USA
+1 (425) 486-8825
locators.bankofamerica.com
HomeStreet Bank
33525 Pacific Hwy S suite a, Federal Way, WA 98003, USA
+1 (253) 838-7282
www.homestreet.com
