Welcome to Our Online Loan Referral Service

3.5 6 reviews

139 Gage Blvd, Richland, WA 99352, USA
+1 (509) 543-1200
www.columbiabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1995-10-27

Mailing Address

Company Name

Contact Data

Feedback about Columbia Bank?

Here you get acquainted with the feedback of our clients.

Mom like this bank and the people are nice

Miss Abbey Douglas

Unprofessional bank unprofessional tellers.

Bryce Lesch I

From the manager to the delivery people, I have treated as if I was family.

Juliet VonRueden

And they also offer free delivery and service.

Dr. Derek Bernier

Good costumer service and the employees are really nice 👍 I love this place

Dee Murazik

Great place with quality work.

Mrs. Kaitlyn Macejkovic

Found Metal Fab by coincidence and I have to say my experience was top notch.

Rhea Spinka

Fixed and upgraded the rear bumper of my RV.

Rosetta Leuschke

Nice people, they always have the stuff you'll need

Kris Bechtelar III

Extremely personable and great to work with.

Aliyah Jenkins

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Richland, New York

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Richland, New York are taken out hassle-free. The interest percentage depends on the client's personal data: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

25% small loan cap

How will Columbia Bank help issue a loan in Richland, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Richland, ny consider this circumstance not an obstacle to issue a loan. The recipient of a payday loan should be ready to objectively assess financial capabilities, take out a loan, pay off the debt on a due date and not only solve current difficulties, but enhance the credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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