US Bank Payday Loans Review - Richland, Washington

Organization owner?

1305 Fowler St, Richland, WA 99352, USA

What people think about US Bank?

Below you read some of the opinions of our clients.

This company is a fraud. I will never apply again. $20 goes towards loan and you keep $84 for interest.

Jazlyn Hermiston

Unsatisfied borrower! Was refused for no reason. My credit was average.

Miss Etha Johnston

Applied for a loan second time. Got denied! No idea WHY! No clarification. Fishy company.

Miss Rebeka Reichert DDS

Sky-high APR. Had to pay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Customer support was disappoiting too. The lady on the phone was very disrespectful. Not recommended. Better explore another lender.

Angela Gutmann

I took out $400 for a period of 8 days. In the end, I had to pay off twice as much with all the fees charged.

D'angelo Hammes

Pay Attention

Above there is information about a exact lender. Below you can read common aspects of payday loans.

Payday Loans in Richland, New York

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Richland, New York is are easy to access. The interest rate is individual for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get approved for a payday loan. Such loans are created to help meet the needs of individuals with lower credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a stable income to be eligible for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.