Welcome to Our Online Loan Referral Service

3.3 7 reviews

2 S 56th Pl Suite 104, Ridgefield, WA 98642, USA
+1 (360) 695-3441
www.iqcu.com
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–5:30PM
Saturday
9:30AM–2PM
Sunday
Closed
Monday
9:30AM–5:30PM

Domain Info

Created Date

2003-12-18

Mailing Address

Company Name

Contact Data

Feedback about iQ Credit Union?

Here you grapple with the reviews of our clients.

Always great service, short trip time

Mrs. Estel Hills DVM

This IQ location is near my work, I have an account with a CO-OP Shared Branch.

Mariela Schaden

It was only a small amount So glad I am done with this garbage credit union.

Prof. Loy Kub

Terrible place in the worst place ever rude people and terrible service

Shannon Terry Sr.

Lousy staff, and every worse customer service!

Nikolas Metz

The the manager comes out and asks me what kind of work I do 4 times.

Liliana McGlynn

Pay Attention

Further there will be presented the details about not a certain lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Ridgefield, Connecticut

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Ridgefield, Connecticut is taken out simply and quickly. The interest percentage is set respecting the category of the borrower: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

12$ small loan cap

How will iQ Credit Union help issue a loan in Ridgefield, Connecticut?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Ridgefield, Connecticut. The company will estimate many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

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