Welcome to Our Online Loan Referral Service

5 reviews

108 E 1st Ave, Ritzville, WA 99169, USA
+1 (509) 659-0180
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
10AM–5PM
Sunday
10AM–5PM
Monday
10AM–5PM

Feedback about Umpqua Bank?

Here you get acquainted with the reviews of our customers.

Good service with a favorable percentage. Money deposited immediately, I always use Umpqua Bank.

Stephania McClure

I'm not ashamed to borrow money from Umpqua Bank, now the whole world lives like this. I have already used loans many times, everything is convenient.

Lauryn Shanahan

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Jerad Gibson

A good payday lender. The service quickly reviewed the application and deposited the funds to my credit card.

Ms. Margarete Turcotte

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes users get acquainted shared information about payday loans.

Payday Loans in Ritzville, Washington

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Ritzville, Washington are issued problem-free. The interest percentage is dependent on the customer's person-related data: if you pay back more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Umpqua Bank help issue a loan in Ritzville, Washington?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be deposited to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor taken into account by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by microfinance organizations to take out a loan. The lending company process many aspects such as financial abilities to approve the form. Cash advance in Ritzville, Washington may help enhance your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

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