Welcome to Our Online Loan Referral Service

2.7 3 reviews

101 E 1st Ave, Ritzville, WA 99169, USA
+1 (509) 659-0330
wheatland.bank
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

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Feedback about Wheatland Bank?

Here you read the reviews of our customers.

I recommend Wheatland Bank to everyone, I am applying for the second time. Everything is great!

Yolanda Hodkiewicz

I trusted Wheatland Bank when it was necessary to get a cash advance. I filled out an application quickly. No problems.

Amir Casper

Wheatland Bank seemed to me the reliable. At least no insurance and extra charges. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Mr. Vincent Thiel

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at fair rate, so far it has been paid back on schedule, it can be either extended or repaid ahead of schedule.

Vada Rohan

Pay Attention

Further there will be shown the details about not a exact lender. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Ritzville, Washington

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Ritzville, Washington is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a customer will recieve.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Wheatland Bank help issue a payday loan in Ritzville, Washington?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to issue a loan in Ritzville, Washington. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

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