Welcome to Our Online Loan Referral Service

4.9 12 reviews

100 N Mullan Rd #202, Spokane, WA 99206, USA
+1 (509) 795-2478
stearns.com
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM

Domain Info

Created Date

1995-11-25

Mailing Address

California, United States

Company Name

Stearns Lending, LLC

Stearns Lending, LLC

Contact Data

What people think about Stearns Home Loans - Spokane, WA?

Below you read some of the testimonials of our clients.

She was very kind, informative, and went the extra mile for us!

Dr. Joshuah Koelpin III

Todd and his staff kept us informed all the way and the process moving forward.

Hailee Muller

This was by far the best experience I've had with purchasing a house.

Beulah Maggio PhD

Important

Now you can review general aspects of payday loans.

Payday Loans in Spokane, Missouri

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans may seem like an easy and fast solution to a short-term problem in Spokane, Missouri. Loans from payday lenders can get you cash quickly. Your APR will depend on a few things.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit rating. Payday loan approvals depend very much on specific aspects. They will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the precise cost of the payday loan immediately.

APR Calculator

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