Welcome to Our Online Loan Referral Service

3.4 16 reviews

1408 SE 164th Ave, Vancouver, WA 98683, USA
+1 (360) 619-5704
locations.umpquabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

[email protected]

+1.8778674357

Feedback about Umpqua Bank?

Here you grapple with the feedback of our customers.

Getting better service lately.

Cecil Runolfsson

The tellers are incredibly helpful and patient with their customers.

Lincoln Ebert

They've been serving me well for years.

Prof. Kane Fay

Both Jamie and her staff Sierra are excellent to work with.

Ellie Rogahn

Communication is key in all transaction and they went above and beyond.

Pearline Halvorson

I strongly recommend their services.

Prof. Enid Lueilwitz I

If you need some quick change until payday, these guys are always there to help.

Shaylee Gislason

If you need service or great deals, this is the place.

Miss Myra Wintheiser

Quick Money, Friendly Service, Nice environment.

Prof. Carmela Sauer

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes people grapple with general information about payday loans.

Payday Loans in Vancouver, Washington

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Vancouver, Washington is taken out simply and fast. The interest percentage is specified respecting the category of the customer: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Umpqua Bank help take out a loan in Vancouver, Washington?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Vancouver, wa consider this circumstance not an obstacle to take out a loan. The recipient of a payday loan should be prepared to objectively assess financial abilities, issue a loan, repay the debt on time and not only solve current difficulties, but improve the credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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