Welcome to Our Online Loan Referral Service

3.8 20 reviews

703 Broadway St # 103, Vancouver, WA 98660, USA
+1 (360) 891-4000
www.columbiacu.org
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
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Feedback about Columbia Credit Union?

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Further there will be shown the details about not a exact lender. The information below will define general information about payday loans and its specific features.

Payday Loans in Vancouver, Washington

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Vancouver, Washington is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates you will get.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Columbia Credit Union help issue a loan in Vancouver, Washington?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Vancouver, Washington. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Vancouver, Washington

Cashmere Valley Bank - Cashmere

117 Aplets Way, Cashmere, WA 98815, USA

+1 (509) 782-1501

www.cashmerevalleybank.com

Heritage Bank

537 W 2nd Ave, Toppenish, WA 98948, USA

+1 (509) 865-2511

local.heritagebanknw.com

Umpqua Bank

601 W Main St, Battle Ground, WA 98604, USA

+1 (360) 699-4362

locations.umpquabank.com

EZ Cash Auto Title Loan Agency Olympia WA

508 72nd Ave NE # A, Olympia, WA 98506, USA

+1 (206) 385-1249

Bank of the Pacific

1214 Aalis Dr, Taholah, WA 98587, USA

+1 (360) 276-4411

www.bankofthepacific.com

1st Security Bank Home Lending Office

2825 Colby Ave #205, Everett, WA 98201, USA

+1 (425) 263-8838

fsbwa.mymortgage-online.com

Banner Bank

621 S Main St, Colville, WA 99114, USA

+1 (509) 684-5017

locations.bannerbank.com

H & H Sports & Loan

203 W Alder St, Walla Walla, WA 99362, USA

+1 (509) 525-7001

www.handhsports.com

Pysden Team at Caliber Home Loans

2200 Rimland Dr Suite 110, Bellingham, WA 98226, USA

+1 (360) 543-8538

www.caliberhomeloans.com

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