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Feedback about Columbia Credit Union?
Here you grapple with the feedback of our customers.
Great place, people and location.
Oswaldo Cronin
Good staff, no long wait normally
Weldon Bayer
I always received prompt good customer service!
Saul Kihn
Pay Attention
Further there will be shown the details about not a exact lender. The information below will define general information about payday loans and its specific features.
Payday Loans in Vancouver, Washington
Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.
Such financial products as payday loan in Vancouver, Washington is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates you will get.
APR
391%* APR
Max Loan
$700 (*or 30% of gross monthly income)
Min Term
Not Specified
Max Term
45 days
How will Columbia Credit Union help issue a loan in Vancouver, Washington?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the store is not necessary.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every client should fill in the following data:
Then press a Submit button to get an offer from one of the lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Vancouver, Washington. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit rating.
The following common points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.
APR Calculator
Other Payday Lenders in Vancouver, Washington
North Cascades Bank
188 Pine St, Okanogan, WA 98840, USA
+1 (509) 422-1135
www.northcascadesbank.com
Umpqua Bank Home Lending
3102 Newmarket St, Bellingham, WA 98226, USA
+1 (360) 937-0950
www.umpquabank.com
ATM - Umpqua Bank
8015 NE Hwy 99, Vancouver, WA 98665, USA
+1 (360) 699-4280
locations.umpquabank.com
Whidbey Island Bank
675 NE Midway Blvd, Oak Harbor, WA 98277, USA
+1 (360) 679-3151
local.heritagebanknw.com
