Welcome to Our Online Loan Referral Service

2.8 5 reviews

1905 SE 164th Ave, Vancouver, WA 98683, USA
+1 (360) 695-3441
www.iqcu.com
Saturday
Closed
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–5:30PM

Domain Info

Created Date

2003-12-18

Mailing Address

Company Name

Contact Data

Feedback about iQ Credit Union ATM?

Here you read the feedback of our clients.

I contacted iQ Credit Union ATM. Everything was done fast. Only pleasant impressions remained!

Jerrod Pacocha

Thanks to the employees for the competent service. They assisted in difficult times. For application you only need an ID.

Jack Runolfsdottir IV

I have a problem with paying a loan at another banking institution. It is inconvenient to borrow from relativies. Therefore, I decided to contact iQ Credit Union ATM. They really helped out.

Ms. Hassie Collier

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid back on time, it can be either extended or repaid ahead of schedule.

Zane Hansen

Pay Attention

Lending companies are shown in the first three points. Below info shows general information about payday loans.

Payday Loans in Vancouver, Washington

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Vancouver, Washington are taken out easily. The interest percentage depends on the client's person-related data: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will iQ Credit Union ATM help issue a loan in Vancouver, Washington?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Vancouver, Washington. They rate many other factors before issuing a loan. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Vancouver, Washington

U.S. Bank Branch

701 Jadwin Ave, Richland, WA 99352, USA

+1 (509) 943-9147

locations.usbank.com

ATM (KeyBank)

5055 Borgen Blvd, Gig Harbor, WA 98332, USA

www.key.com

Montana Capital Car Title Loans

12308 NE 56th St, Vancouver, WA 98682, USA

+1 (360) 842-8565

montanacapital.com

Columbia Credit Union

108 Grand Blvd, Vancouver, WA 98661, USA

+1 (360) 891-4000

www.columbiacu.org

Puget Sound Commercial Capital Group

2030 132nd Ave SE, Bellevue, WA 98005, USA

+1 (206) 854-7216

pugetsoundccg.com

Eastside Pawns LLC

839 Valley Mall Pkwy, East Wenatchee, WA 98802, USA

+1 (509) 884-2477

eastsidepawns.com

WECU Business Loan Center

3410 Woburn St, Bellingham, WA 98226, USA

+1 (800) 525-8703

www.wecu.com

Coastal Community Bank

1220 WA-530, Darrington, WA 98241, USA

+1 (360) 436-0284

www.coastalbank.com

Columbia Bank

23924 225th Way SE, Maple Valley, WA 98038, USA

+1 (425) 413-8200

www.columbiabank.com

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