Welcome to Our Online Loan Referral Service

3 20 reviews

3001 Stonewood Ct, Yakima, WA 98901, USA
+1 (509) 966-1068
hapo.org
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5:30PM

Domain Info

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Contact Data

Feedback about HAPO Community Credit Union - Terrace?

Here you grapple with the feedback of our customers.

EASY access with fast friendly service.

Rupert Metz

Helpful, personable, friendly staff

Era Pouros

Gave false information and wasted my time.

Dina Grant

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Further there will be presented the details about not a certain lender. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Yakima, Washington

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Yakima, Washington is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates a client will recieve.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will HAPO Community Credit Union - Terrace help issue a payday loan in Yakima, Washington?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Yakima, wa will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Yakima, Washington

Umpqua Bank

201 W Main St, Goldendale, WA 98620, USA

+1 (509) 773-5733

locations.umpquabank.com

Our Community Credit Union

2948 Olympic Hwy N, Shelton, WA 98584, USA

+1 (800) 426-5657

www.ourcu.com

Gesa Credit Union

2637 N Pearl St, Tacoma, WA 98407, USA

+1 (888) 628-4010

www.gesa.com

Credit Human, a Federal Credit Union

33820 Weyerhaeuser Way S #110, Federal Way, WA 98001, USA

+1 (866) 595-7228

www.mhlending.credithuman.com

Heritage Bank

900 Cooper Point Rd SW, Olympia, WA 98502, USA

+1 (360) 705-3500

local.heritagebanknw.com

Washington Federal Bank

110 N Pearl St, Centralia, WA 98531, USA

+1 (360) 736-7616

www.wafdbank.com

KeyBank

180 Telegraph Rd, Bellingham, WA 98226, USA

+1 (360) 676-6115

www.key.com

OneMain Financial

13317 NE 175th St Ste F, Woodinville, WA 98072, USA

+1 (425) 483-1552

www.onemainfinancial.com

Daryl Fourtner - Heritage Bank

201 5th Ave SW, Olympia, WA 98501, USA

+1 (360) 570-9854

local.heritagebanknw.com

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