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Feedback about HAPO Community Credit Union?
Here you get acquainted with the reviews of our customers.
The best part of my experience has been the customer service.
Prof. Rupert Kautzer
They "forgot" to mail my card multiple times.
Cornelius Swift
He will set you up after answering a few SHORT questions.
Shawn Blick
Pay Attention
Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.
Payday Loans in Yakima, Washington
The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.
Such financial products as payday loan in Yakima, Washington is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates you will get.
APR
391%* APR
Max Loan
$700 (*or 30% of gross monthly income)
Min Term
Not Specified
Max Term
45 days
How will HAPO Community Credit Union help take out a payday loan in Yakima, Washington?
- 24/7 service. Such online services allow you to credit funds at any time. Money are issued day and night. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill in the following data:
After filling out an application, submit it and get the decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Yakima, wa will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit score.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should calculate its definite cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Yakima, Washington
OneMain Financial
34512 16th Ave S ste b, Federal Way, WA 98003, USA
+1 (253) 838-4956
www.onemainfinancial.com
Navy Federal Credit Union - ATM
15815 Meridian Ave E, Puyallup, WA 98375, USA
+1 (888) 842-6328
www.navyfederal.org
ACE Cash Express
2800 E 4th Plain Blvd, Vancouver, WA 98661, USA
+1 (360) 695-2121
www.acecashexpress.com
Umpqua Bank Home Lending
300 N Pearl St, Ellensburg, WA 98926, USA
+1 (509) 899-1732
www.umpquabank.com
Brandon Bafus - Bay Equity Home Loans
4041 Ruston Way #103, Tacoma, WA 98402, USA
+1 (253) 287-3988
www.bayequityhomeloans.com
First Interstate Bank
130 W 1st St, Spangle, WA 99031, USA
+1 (509) 245-3226
locations.firstinterstatebank.com
Washington Trust Bank
3250 W Clearwater Ave, Kennewick, WA 99336, USA
+1 (509) 734-0450
www.watrust.com
