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Feedback about Mercer County Teachers Federal Credit Union?
Here you grapple with the reviews of our clients.
It was necessary to enhance the credi score, because there is practically no chance of getting a loan at a good interest rate. As a result, I contacted Mercer County Teachers Federal Credit Union. The rating improved after several loans paid back.
German Kassulke III
Yesterday I needed extra money, I decided to contact Mercer County Teachers Federal Credit Union. They quickly approved the amount necessary, and besides, they offered good terms at a low interest rate.
Miss Sydnie Bechtelar
It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.
Adele Streich
I have a problem with paying back a loan at another banking institution. It is inconvenient to borrow from friends. Therefore, I decided to address Mercer County Teachers Federal Credit Union. They really helped out.
Ms. Kassandra Bins Jr.
Pay Attention
Above-specified info offers the details about a certain lending company. Below-shown info is oriented on common information about payday loans.
Payday Loans in Bluefield, Virginia
According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.
Such financial products as payday loan in Bluefield, Virginia is taken out easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a client will get.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
How will Mercer County Teachers Federal Credit Union help issue a payday loan in Bluefield, Virginia?
- 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the department is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every customer should fill in the following data:
After filling in an application, submit it and get the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Bluefield, va will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will define the cost of the payday loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Bluefield, West Virginia
Bayer Heritage Federal Credit Union
178 WV-2, New Martinsville, WV 26155, USA
+1 (304) 455-4029
www.bayerhfcu.com
First Community Bank
2 W Main St, Buckhannon, WV 26201, USA
+1 (304) 472-1112
www.firstcommunitybank.com
Pioneer Community Bank
14229 Rocket Boys Dr, War, WV 24892, USA
+1 (304) 875-2251
www.pioneercommunitybank.com
Cashland Pawn Shop
530 Brockway Ave, Morgantown, WV 26501, USA
+1 (304) 296-3970
www.cashlandpawnshop.com
