Welcome to Our Online Loan Referral Service

2.6 5 reviews

231 Aikens Center, Martinsburg, WV 25404, USA
+1 (304) 260-0811
www.mysummit.bank
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about Summit Community Bank?

Here you grapple with the feedback of our customers.

Really friendly staff kind of miss mvb but im getting used to this

Bennie Stokes DDS

This bank I judge on their ethics of the management.

Rod Brakus

Pay Attention

Further there will be given the details about not a certain lender. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Martinsburg, New York

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is simple and quick to issue loans in Martinsburg, New York. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

25% small loan cap

How will Summit Community Bank help take out a payday loan in Martinsburg, New York?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Martinsburg, ny will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Martinsburg, West Virginia

OneMain Financial

1021 National Rd #1, Wheeling, WV 26003, USA

+1 (304) 233-5660

www.onemainfinancial.com

Walmart Money Center

701 Grand Central Ave, Vienna, WV 26105, USA

+1 (304) 422-3522

www.walmart.com

WesBanco Bank

415 Market St, Parkersburg, WV 26101, USA

+1 (304) 480-2500

locations.wesbanco.com

Bayer Heritage Federal Credit Union

178 WV-2, New Martinsville, WV 26155, USA

+1 (304) 455-4029

www.bayerhfcu.com

United Bank

14 W Bethlehem Blvd, Wheeling, WV 26003, USA

+1 (304) 233-6110

www.bankwithunited.com

Premier Bank Inc.

124 Cedar St, Ronceverte, WV 24970, USA

+1 (304) 647-4500

www.premierbankinc.com

Community Trust Bank

101 E 2nd Ave, Williamson, WV 25661, USA

+1 (304) 235-5454

www.ctbi.com

New Peoples Bank

180 Lyle Way, Princeton, WV 24740, USA

+1 (304) 487-4950

www.newpeoples.bank

First United Bank & Trust

1286 Edwin Miller Blvd, Martinsburg, WV 25404, USA

+1 (304) 267-3130

mybank.com

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