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3.6 7 reviews

1616 Cook Pkwy, Oceana, WV 24870, USA
+1 (304) 682-8244
www.firstcommunitybank.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5:30PM
Saturday
Closed

Domain Info

Created Date

2004-01-26

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

ne67d5559ak@networksolutionsprivateregistration.com

+1.5707088780

Feedback about First Community Bank?

Here you grapple with the reviews of our customers.

I contacted First Community Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, address the company in a month. Why?

Mr. Frederik Lueilwitz Jr.

I issued a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Miss Laila Jaskolski MD

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a loan for 16 days. As a result, I paid $850 with all the charges.

Julia Bayer

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Oceana, West Virginia

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Oceana, West Virginia is taken out simply and quickly. The interest rate is specified depending on the category of the customer: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

31% APR for loans up to $2,000

How will First Community Bank help take out a loan in Oceana, West Virginia?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor processed by financial institutions is called as bad credit history. But this drawback is not implied as the only one by lenders to issue a loan. The lender review many aspects such as financial solvency to approve the form. Payday loans in Oceana, West Virginia may help level up your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Oceana, West Virginia

WesBanco Bank

415 Market St, Parkersburg, WV 26101, USA

+1 (304) 480-2500

locations.wesbanco.com

United Bank

2180 National Rd, Wheeling, WV 26003, USA

+1 (304) 242-7170

www.bankwithunited.com

ATM M&t Bank

299 Bryan St, Petersburg, WV 26847, USA

+1 (800) 627-3999

Cash Express Pawn

707 Washington Ave, Huntington, WV 25701, USA

+1 (304) 529-7296

Beckley Loan Company

622 Neville St, Beckley, WV 25801, USA

+1 (304) 252-6301

beckleyloan.net

Midatlantic Farm Credit

112 E Liberty St, Charles Town, WV 25414, USA

+1 (304) 724-8767

www.mafc.com

First Citizens Bank

6718 Potomac Highlands Trail, Arbovale, WV 24915, USA

+1 (304) 456-3117

locations.firstcitizens.com

Edward Jones - Financial Advisor: Travis W Willard, AAMS®

806B Viand St, Point Pleasant, WV 25550, USA

+1 (304) 674-0175

www.edwardjones.com

Principal Financial Group

1021 3rd St, New Martinsville, WV 26155, USA

+1 (304) 933-2584

www.principal.com

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