Welcome to Our Online Loan Referral Service

4.6 9 reviews

531 Fifth St, Parkersburg, WV 26101, USA
+1 (304) 485-4066
www.onecommunityfcu.org
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about One Community Federal Credit Union?

Here you get acquainted with the feedback of our customers.

It's a most pleasant atmosphere.

Prof. Nathaniel Ratke

Have been amember for several years has been a problem free experience

Albertha Morissette MD

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Parkersburg, West Virginia

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

It is easy and fast to issue loans in Parkersburg, West Virginia. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

31% APR for loans up to $2,000

How will One Community Federal Credit Union help take out a payday loan in Parkersburg, West Virginia?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Parkersburg, West Virginia. The company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Parkersburg, West Virginia

Summit Community Bank

564 N Main St, Franklin, WV 26807, USA

+1 (304) 358-2388

www.mysummit.bank

United Bank

234 Grand Central Ave, Vienna, WV 26105, USA

+1 (304) 485-3811

www.bankwithunited.com

City National Bank

75 W Virginia Way, Ranson, WV 25438, USA

+1 (304) 724-9155

www.bankatcity.com

Peoples Bank

207 Main St, New Martinsville, WV 26155, USA

+1 (304) 455-4500

locations.peoplesbancorp.com

Lendmark Financial Services LLC

150 Courthouse Rd Suite 104, Princeton, WV 24740, USA

+1 (304) 487-5761

www.lendmarkfinancial.com

WesBanco Bank

2 Wall St, Ravenswood, WV 26164, USA

+1 (304) 273-9351

locations.wesbanco.com

Payday Loans Fairmont

299 Adams St, Fairmont, WV 26554, USA

www.expressloansofamerica.com

Premier Bank Inc.

300 State St, Madison, WV 25130, USA

+1 (304) 369-2407

www.premierbankinc.com

Logan Bank and Trust Mini Bank

512 Stratton St, Logan, WV 25601, USA

+1 (304) 752-1166

www.lbandt.com

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