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Feedback about One Community Federal Credit Union?
Here you get acquainted with the feedback of our customers.
It's a most pleasant atmosphere.
Prof. Nathaniel Ratke
Have been amember for several years has been a problem free experience
Albertha Morissette MD
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The first three points show the certain lender. In other turn, below-shown info makes users get acquainted common information about payday loans.
Payday Loans in Parkersburg, West Virginia
A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.
It is easy and fast to issue loans in Parkersburg, West Virginia. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most favorable terms and rates.
APR
31% APR for loans up to $2,000
How will One Community Federal Credit Union help take out a payday loan in Parkersburg, West Virginia?
- 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the department is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every customer should enter the following data:
Then press a Submit button to recieve an offer from one of the lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Parkersburg, West Virginia. The company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit score into a favorable one.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Parkersburg, West Virginia
TIAA Financial Services
618 10th St Suite 106, Huntington, WV 25701, USA
+1 (855) 842-2088
locations.tiaa.org
Edward Jones - Financial Advisor: Jim Folmar, CFP®|CLU®|AAMS®
195 Elmer St, Princeton, WV 24740, USA
+1 (304) 487-3462
www.edwardjones.com
Summit Community Bank
5091 Gerrardstown Rd, Inwood, WV 25428, USA
+1 (304) 262-5784
www.mysummit.bank
Lendmark Financial Services LLC
150 Courthouse Rd Suite 104, Princeton, WV 24740, USA
+1 (304) 487-5761
www.lendmarkfinancial.com
