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Loan agency in Romney, West Virginia

452 N High St, Romney, WV 26757, USA
+1 (304) 822-4414
farmcreditofvirginias.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

2000-07-27

Mailing Address

1901 Main Street, Columbia, SC, 29201, United States

Company Name

Marketing Department

AgFirst Farm Credit Bank

Contact Data

Non-Public Data

Feedback about Farm Credit of the Virginias?

Here you read the reviews of our customers.

Always a smile and awesome service!

Prof. Tremayne VonRueden DVM

Didn’t offer to order a new one or give replacement.

Jermaine Kling

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Romney, West Virginia

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Romney, West Virginia is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

31% APR for loans up to $2,000

How will Farm Credit of the Virginias help take out a payday loan in Romney, West Virginia?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% deny the application when lenders in Romney, wv will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Romney, West Virginia

Advance Auto Parts

113 Three Springs Dr, Weirton, WV 26062, USA

+1 (304) 723-0040

stores.advanceautoparts.com

Summit Community Bank

2107 Pike St, Parkersburg, WV 26101, USA

+1 (304) 428-3406

www.mysummit.bank

WesBanco Bank

745 Charles St, Wellsburg, WV 26070, USA

+1 (304) 737-2925

locations.wesbanco.com

Bayer Heritage Federal Credit Union

17612 Energy Rd, Proctor, WV 26055, USA

+1 (304) 455-4029

www.bayerhfcu.com

United Bank

2650 Grand Central Ave, Vienna, WV 26105, USA

+1 (304) 295-3400

www.bankwithunited.com

Capon Valley Bank

717 N Main St #1020, Moorefield, WV 26836, USA

+1 (304) 530-7714

www.caponvalleybank.com

First Community Bank

1616 Cook Pkwy, Oceana, WV 24870, USA

+1 (304) 682-8244

www.firstcommunitybank.com

Summit Community Bank

2020 College Ave, Bluefield, WV 24701, USA

+1 (304) 327-5660

www.mysummit.bank

Union Bank

3924 Hornet Hwy, Hundred, WV 26575, USA

+1 (304) 775-2222

unionbank.com

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