Nicholas Loan & Mortgage Inc Payday Loans Review

Loan agency in Summersville, West Virginia

Organization owner?

1022 Wal St, Summersville, WV 26651, USA

+1 (304) 872-5626

What people think about Nicholas Loan & Mortgage Inc?

Below you see some of the testimonials of our clients.

This website is a scam. I will never apply again. $30 goes towards loan and you keep $81 for interest.

Miss Lavada Wisoky

I tried to borrow cash from Nicholas Loan & Mortgage Inc. They declined me. Why then say they accept everyone even those with poor credit?? Bad service. Besides, got many mails with an offer to take out a cash advance loan. I do not recommend this service.

Laury Runolfsson

Said I was approved for a loan. Have been waiting 3 days, still no funds I my account. I conclude it’s fake.

Sasha Torp

Disappointed customer! Was refused for no reason. My credit was fair.

Arnaldo Mitchell

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Summersville, West Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is simple and speedy to get accepted for payday loans in Summersville, West Virginia. The interest rate will be set individually for each client and will depend on the personal information the borrower filled in.

APR

31% APR for loans up to $2,000

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can rescue consumers who have low credit scores or have no credit score. But we remind you that as with any loan you should only think about applying for a payday loan if you are assured that you can make payments on time.

To get approved for a loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.