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Loan agency in Summersville, West Virginia

1022 Wal St, Summersville, WV 26651, USA
+1 (304) 872-5626

What people think about Nicholas Loan & Mortgage Inc?

Below you see some of the testimonials of our clients.

This website is a scam. I will never apply again. $30 goes towards loan and you keep $81 for interest.

Miss Lavada Wisoky

I tried to borrow cash from Nicholas Loan & Mortgage Inc. They declined me. Why then say they accept everyone even those with poor credit?? Bad service. Besides, got many mails with an offer to take out a cash advance loan. I do not recommend this service.

Laury Runolfsson

Said I was approved for a loan. Have been waiting 3 days, still no funds I my account. I conclude it’s fake.

Sasha Torp

Disappointed customer! Was refused for no reason. My credit was fair.

Arnaldo Mitchell

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Summersville, West Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is simple and speedy to get accepted for payday loans in Summersville, West Virginia. The interest rate will be set individually for each client and will depend on the personal information the borrower filled in.


31% APR for loans up to $2,000

Why people take out payday loans?


Car expenses








Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can rescue consumers who have low credit scores or have no credit score. But we remind you that as with any loan you should only think about applying for a payday loan if you are assured that you can make payments on time.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Summersville, West Virginia

KV Jewelry and Loan - Charleston

7108 MacCorkle Ave SE, Charleston, WV 25304, USA

+1 (304) 925-9345


First Citizens Bank

686 Main St E, White Sulphur Springs, WV 24986, USA

+1 (304) 536-1400


Summit Community Bank

525 Federal St, Bluefield, WV 24701, USA

+1 (304) 325-8181


OneMain Financial

95 W Main St, Buckhannon, WV 26201, USA

+1 (304) 473-1882


OneMain Financial

57 Middleway Pike Ste B, Inwood, WV 25428, USA

+1 (304) 264-9400


United Bank

3567 Main St, Weirton, WV 26062, USA

+1 (304) 740-2224


United Bank

621 7th St, Moundsville, WV 26041, USA

+1 (304) 845-3367


Summit Community Bank - Loan Production Office

East Hills Professional Center 5185, US-60 #30, Huntington, WV 25705, USA

+1 (877) 776-9722


City National Bank

2212 Jackson Ave, Point Pleasant, WV 25550, USA

+1 (304) 674-1000