Welcome to Our Online Loan Referral Service

3.7 3 reviews

280 Fulton St, Wheeling, WV 26003, USA
+1 (304) 243-0499
www.ocpsfcu.virtualcu.net

Domain Info

Created Date

2000-11-02

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

virtualcu.net@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about OCPS Federal Credit Union?

Here you read the feedback of our clients.

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a loan for 16 days. As a result, I paid $850 with all the fees.

Chadd Schmitt

100% sly company. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Elton Mertz

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Mr. Jermain Davis

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a loan for 16 days. As a result, I paid $850 with all the charges.

Miss Katelynn Pacocha III

Unsatisfied! Was refused to take out $1,000. Only $400 was approved.

Lemuel Weber

Disappointed! Was declined to issue $1,000. Only $400 was approved.

Emerald Douglas

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Wheeling, West Virginia

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Problem-free financial products are considered as payday loans in Wheeling, wv. They are issued at individually-set interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

31% APR for loans up to $2,000

How will OCPS Federal Credit Union help take out a loan in Wheeling, West Virginia?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be deposited to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Lenders in Wheeling, wv review this circumstance not a hindrence to take out a loan. The borrower of a payday loan should be ready to objectively estimate financial capabilities, take out a loan, repay the debt on a due date and not only cope with current issues, but improve the credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Wheeling, West Virginia

Summit Financial Group

300 N Main St, Moorefield, WV 26836, USA

+1 (877) 776-9722

www.mysummit.bank

Lendmark Financial Services LLC

150 Courthouse Rd Suite 104, Princeton, WV 24740, USA

+1 (304) 487-5761

www.lendmarkfinancial.com

First Citizens Bank

1 Main St E, White Sulphur Springs, WV 24986, USA

+1 (304) 536-1400

www.firstcitizens.com

Community Trust Bank

735 Court St, Fort Gay, WV 25514, USA

+1 (304) 648-7200

www.ctbi.com

United Bank

234 Grand Central Ave, Vienna, WV 26105, USA

+1 (304) 485-3811

www.bankwithunited.com

United Bank

1 Rosemar Cir, Parkersburg, WV 26104, USA

+1 (304) 424-6300

www.bankwithunited.com

WesBanco Bank

613 Marshall St, McMechen, WV 26040, USA

+1 (304) 232-5750

locations.wesbanco.com

OneMain Financial

43 RHL Blvd, South Charleston, WV 25309, USA

+1 (304) 746-0013

www.onemainfinancial.com

WesBanco Bank

101 S 4th Ave, Paden City, WV 26159, USA

+1 (304) 337-2205

locations.wesbanco.com

Top