Welcome to Our Online Loan Referral Service

4.6 11 reviews

204 W Spence St, Colby, WI 54421, USA
+1 (800) 341-9911
rcu.org
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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Company Name

Contact Data

Feedback about Royal Credit Union - Colby?

Here you read the reviews of our customers.

I had walked up to the ATM to check my balance.

Dr. Skylar Pacocha Jr.

I called and was treated as if I was wasting their time.

Dr. Mellie D'Amore IV

The staff there is awesome

Marty Langworth

He answered all of my questions and was very helpful.

Marco Schmitt

Tiffany gave good advice!!

Treva Reichert

Working with Ben Gibson, my tax preparer, made completing taxes so easy.

Madisen Pfannerstill

Last year I was shopping for home mortgage loans and met Jordan at his office.

Gustave Upton

I highly recommend using them for a home purchase or to refinance a home loan.

Ms. Angelica Kutch DDS

They have my thanks for helping get my family a place to call home.

Ryder Torp

Pay Attention

Above-defined info provides the details about a exact lending company. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Colby, Wisconsin

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Colby, Wisconsin is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates you will recieve.

APR

574% APR*

Max Loan

$1,500 (or 35% of the gross monthly income)

Min Term

Not Specified

Max Term

90 days

How will Royal Credit Union - Colby help take out a payday loan in Colby, Wisconsin?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Colby, Wisconsin. They rate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

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Edward Jones - Financial Advisor: Andrew M Rux, AAMS®

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+1 (262) 673-7555

www.edwardjones.com

Agcountry Farm Credit Services

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Shell Lake State Bank

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+1 (715) 635-7858

www.shelllakestatebank.com

US Bank Mortgage

10155 W Appleton Ave, Milwaukee, WI 53225, USA

www.usbank.com

First State Bank

101 County Rd QQ, Waupaca, WI 54981, USA

+1 (715) 256-2500

www.bankfirststate.com

BMO Harris Bank

101 Main St, Mosinee, WI 54455, USA

+1 (715) 693-3021

branches.bmoharris.com

EZMONEY Payday Loans

605 2nd Ave S #110, Onalaska, WI 54650, USA

+1 (608) 783-1701

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