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What people think about State Bank of Cross Plains - Janesville Loan Production Office?
Below you see some of the opinions of our customers.
I have already submitted an application to this website 2 times and I was very satisfied with the rates. This is the only round the clock website with competitive rates in my area.
Magali Tromp
State Bank of Cross Plains - Janesville Loan Production Office seems legit. Used it twice. The first loan approved was small – $200, but next time the limit was increased to $800. Closed the loan on time. The employees were professional, they gave immediate answers to all my questions. No issues. But their rates are average.
Clyde Ritchie
Pay Attention
Now you can see general characteristics of payday loans.
Payday Loans in Janesville, Iowa
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
Cash advance loans may turn out an easy and fast solution to a short-term problem in Janesville, Iowa. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few things.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a bad credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.
APR Calculator
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ATM N. Shore Bank
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+1 (262) 783-6626
www.edwardjones.com
Peoples State Bank
133 N Main St, Patch Grove, WI 53817, USA
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www.peoplesfinancial.com
Nicolet National Bank
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+1 (715) 654-5100
www.nicoletbank.com
