Welcome to Our Online Loan Referral Service

3.7 44 reviews

1400 N Newman Rd, Racine, WI 53406, USA
+1 (800) 236-5898
www.ecu.com
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

Domain Info

Created Date

1995-10-15

Mailing Address

Company Name

Contact Data

What people think about Educators Credit Union?

Below you read some of the testimonials of our clients.

Checked on five loans over the years. Every one was approved but they have never been the best deal.

Ashlynn Koelpin

Super Service and friendly staff.

Antonetta Ondricka

The leadership to the workers are lacking formal education and experience.

Prof. Leda Goldner

Pay Attention

Now you can see general features of payday loans.

Payday Loans in Racine, West Virginia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online cash advance loans can be the best solution to your unexpected financial troubles in Racine , West Virginia because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.

APR

31% APR for loans up to $2,000

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on other circumstances. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

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+1 (800) 627-3999

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U.S. Bank ATM - Grantsburg Cushing

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Associated Bank ATM

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www.edwardjones.com

U.S. Bank Branch

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First National Bank and Trust

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