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Created Date
2003-05-14
Mailing Address
Company Name
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What people think about First Bank of Baldwin?
Below you find some of the testimonials of our customers.
I tried to borrow cash from First Bank of Baldwin. They declined me. Why then say they approve everyone even those with poor credit?? Bad service. Some time later, got many mails with an offer to take out a payday loan. I do not recommend this company.
Mr. Harvey Corkery
Wasted too much efforts with this company. They charge hidden fees! So upset
Mr. Amani Lesch V
I took loans from First Bank of Baldwin 3 times. Previously it was ok. Last time they said I was approved. Said the money would be in my account within 4 hours. It’s been 2 days – no money. They do not answer phone calls. Why???
Howard Nienow
Interest too high. People usually borrow money because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their rates a little…
Leanne Shanahan
Pay Attention
Now you can read general aspects of payday loans.
Payday Loans in Spring Valley, New York
A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to get in Spring Valley, New York. The entire process is hassle-free. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
25% small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a bad credit history an increased chance to get approved for such loans. A payday loan may be the only loan available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your needs and pay back your loan commitments as agreed in the contract.
To get approved for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.
APR Calculator
Other Payday Lenders in Spring Valley, Wisconsin
AgCountry Farm Credit Services
611 S 32nd Ave, Wausau, WI 54401, USA
+1 (715) 842-4631
www.agcountry.com
Bristol Morgan Bank
103 S Main St, Oakfield, WI 53065, USA
+1 (920) 583-3191
www.bristolmorganbank.com
