Welcome to Our Online Loan Referral Service

3 8 reviews

1410 W City Hwy 16, West Salem, WI 54669, USA
+1 (608) 786-2420
www.1stccu.com
Friday
7:30AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
7:30AM–5:30PM
Tuesday
7:30AM–5:30PM
Wednesday
7:30AM–5:30PM
Thursday
7:30AM–5:30PM

Domain Info

Created Date

2001-10-01

Mailing Address

Company Name

Contact Data

Feedback about 1st Community Credit Union?

Here you get acquainted with the feedback of our clients.

Great staff, Excellent sevice, above and beyond Service.

Leila Gutmann

I had to emailed her a couple of times to finally get a response.

Jakayla Torphy

I have been a customer here for almost 6 years.

Raul Wisoky III

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the essence of payday loans.

Payday Loans in West Salem, Ohio

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in West Salem, Ohio is issued simply and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will 1st Community Credit Union help take out a payday loan in West Salem, Ohio?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in West Salem, Ohio. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

APR Calculator

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U.S. Bank Branch

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U.S. Bank Branch

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Farm Credit Services

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+1 (608) 328-2282

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U.S. Bank ATM

448 N Water St, Black River Falls, WI 54615, USA

+1 (800) 872-2657

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ATM Associated Bank

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www.associatedbank.com

Check `n Go

1801 Ward Ave Suite 266, Hudson, WI 54016, USA

+1 (715) 381-0444

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PNC Bank ATM

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+1 (888) 762-2265

www.pnc.com

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