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3.8 30 reviews

120 W Carlson St, Cheyenne, WY 82009, USA
+1 (307) 432-7400
www.firstedfcu.com
Wednesday
7:30AM–5:30PM
Thursday
7:30AM–5:30PM
Friday
7:30AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
7:30AM–5:30PM
Tuesday
7:30AM–5:30PM

Domain Info

Created Date

1998-04-29

Mailing Address

120 W CARLSON ST, CHEYENNE, WY, 82009-3930, United States

Company Name

First Education Federal Credit Union

First Education Federal Credit Union

Contact Data

[email protected]

+1.3074327400

+1.3074327432

Feedback about First Education Federal Credit Union?

Here you read the feedback of our customers.

They always treat you like family and work quickly to solve any problem.

Briana Swaniawski

Great place for your banking needs

Aurelio Wuckert

Online purchases are frequently declined as well do to this.

Mrs. Alyson Upton

Pay Attention

Above-specified info provides the details about a certain lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Cheyenne, Oklahoma

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Cheyenne, Oklahoma is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates you will get.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will First Education Federal Credit Union help issue a loan in Cheyenne, Oklahoma?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be credited to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by payday lenders to issue a loan. The lender process many aspects such as financial solvency to approve the application. Payday loans in Cheyenne, Oklahoma may help level up your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

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First Bank of Wyoming

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Commerce Bank of Wyoming

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First Republic Bank

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Bank of the West

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ATM Anb Bank

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RNB State Bank

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