Welcome to Our Online Loan Referral Service

5 2 reviews

17 N Wyoming Ave, Guernsey, WY 82214, USA
+1 (307) 836-2344
www.bcbank.net
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

2005-03-02

Mailing Address

NE, United States

Company Name

BANNER CAPITAL BANK

BANNER CAPITAL BANK

Contact Data

Feedback about Banner Capital Bank?

Here you see the feedback of our customers.

A good payday lender. The company quickly processed the application and deposited the funds to my credit card.

Anika Nikolaus

Only an ID is needed to submit an application. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Austin Larson

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to contact Banner Capital Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Mrs. Daisy Bednar DVM

It was necessary to improve the credit rating, because there is practically no chance of getting a cash advance at a good interest rate. As a result, I contacted Banner Capital Bank. The score improved after several loans paid back.

Barton Corwin

Pay Attention

Payday lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Guernsey, Iowa

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Guernsey, Iowa are issued hassle-free. The interest percentage is dependent on the borrower's personal information: if you repay more payday loans, the more reasobanle terms and rates lenders offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Banner Capital Bank help issue a payday loan in Guernsey, Iowa?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Guernsey, ia will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

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Bank of the West

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+1 (307) 686-8117

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Bank of Star Valley

384 Washington St, Afton, WY 83110, USA

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First Bank of Wyoming

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