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2.7 35 reviews

11411 US-431, Albertville, AL 35950, USA
+1 (256) 894-9994

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Feedback about Joes Pawn Shop?

Here you get acquainted with the feedback of our clients.

… probably take it. Many of people in my family has used as pawn shop for loans cashing checks with a small fee cashing income tax refunds with a small fee. They take a …

Mrs. Nelle Miller DDS

Large selection of guns and ammo.

Karson Haley

I emailed back that I did not place the order but no response.

Isobel Grimes PhD

Also have a Turf Shop next door for all you lawn equipment repairs and sales.

Ms. Verlie Dicki

Fully shocked and very polite staff.

Miss Deja Kozey

Great little home town hardware store

Mr. Haskell Ebert

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Albertville, Alabama

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Albertville, Alabama is issued easily and fast. The interest percentage is set respecting the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.



Max Loan


Min Term

10 days

Max Term

31 days

How will Joes Pawn Shop help issue a payday loan in Albertville, Alabama?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to consider the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Albertville, al will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Albertville, Alabama

Valley Bank

1946 E Glenn Ave, Auburn, AL 36830, USA

+1 (334) 821-8127


Citi Financial

1650 Town Sq SW, Cullman, AL 35055, USA

+1 (256) 734-1634


Hancock Whitney Bank

1881 E Main St, Prattville, AL 36066, USA

+1 (800) 448-8812


BancorpSouth Bank

807 E Glenn Ave, Auburn, AL 36830, USA

+1 (334) 821-2220


Approved Cash

4057 Moffett Rd Suite F Suite F, Mobile, AL 36618, USA

+1 (251) 460-9219


Regions Bank

3548 US-431 N, Phenix City, AL 36867, USA

+1 (334) 664-9200



1003 US Hwy 72 E, Athens, AL 35611, USA

+1 (256) 771-5706


Farmers & Merchants Bank

1925 W Main St #103c, Centre, AL 35960, USA

+1 (256) 927-2472


Cash Express

802 US Hwy 72 W, Athens, AL 35611, USA

+1 (256) 216-9015