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4.3 3 reviews
Loan agency in Alexander City, Alabama

2975 US-280 suite b, Alexander City, AL 35010, USA
+1 (256) 329-2141
alwaysmoney.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2007-12-23

Mailing Address

Alabama, United States

Company Name

Always Money

Always Money

Contact Data

Feedback about Always Money?

Here you read the reviews of our customers.

I suffered one situation. I emergenctly needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Always Money in Alexander City seemed to me the most convenient.

Webster Hackett

Always Money is quite good, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The employees in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Ms. Tamia Friesen IV

It was necessary to improve the credit rating, because there is practically no chance of getting a cash advance at a reasonable interest rate. As a result, I addressed Always Money. The score improved after several loans paid back.

Karianne Reinger

Pay Attention

Further there will be given the details about not a exact lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Alexander City, Alabama

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

It is easy and fast to take out loans in Alexander City, Alabama. The rates are accured on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Always Money help take out a loan in Alexander City, Alabama?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Alexander City, al will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

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