Welcome to Our Online Loan Referral Service

4.8 5 reviews

1429 US-231, Troy, AL 36081, USA
+1 (334) 808-2801
www.troybankandtrust.com
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8:30AM–12PM

Domain Info

Created Date

1999-08-12

Mailing Address

1000 HIGHWAY 231 S, TROY, AL, 36081-3104, United States

Company Name

Troy Bank and Trust

Troy Bank and Trust

Contact Data

ebanking_web_admin@fisglobal.com

4703604178

Feedback about Troy Bank & Trust?

Here you see the reviews of our customers.

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Antoinette Parker

Disappointed! Was declined to borrow $1,000. Only $400 was approved.

Dr. Gerhard Parisian

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the commissions.

Bianka Barrows

High interest rate. When paying back a loan, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another website.

Camille Daniel

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Troy, New York

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Troy, ny. They are taken out at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

25% small loan cap

How will Troy Bank & Trust help take out a loan in Troy, New York?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Troy, ny will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Troy, Alabama

Regions Bank

24651 US-31, Jemison, AL 35085, USA

+1 (205) 990-5200

www.regions.com

Liberty Finance of Decatur

909 6th Ave SE, Decatur, AL 35601, USA

+1 (256) 340-4833

wallacemgt.com

OneMain Financial

2528 Viking Dr, Jasper, AL 35501, USA

+1 (205) 221-1121

www.onemainfinancial.com

Speedy Cash

4298 University Dr NW, Huntsville, AL 35816, USA

+1 (256) 895-8478

www.speedycash.com

Navigator Credit Union at Alma Bryant High School

14001 Hurricane Blvd, Irvington, AL 36544, USA

+1 (800) 344-3281

navigatorcu.org

TitleBucks Title Loans

654 Bessemer Super Hwy, Midfield, AL 35228, USA

+1 (205) 425-1420

www.titlebucks.com

Guaranty Title Loans

1305 Memorial Pkwy NW, Huntsville, AL 35801, USA

+1 (256) 533-9914

River Bank & Trust

3850 W Main St STE 1000, Dothan, AL 36305, USA

+1 (334) 702-2265

1st Franklin Financial

1018 Industrial Pkwy, Saraland, AL 36571, USA

+1 (251) 679-1403

locations.1ffc.com

Top