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What people think about Heritage South Credit Union?
Below you get acquainted with some of the testimonials of our customers.
Recently I experienced the most desperate situation in my life. I suddenly needed $800 to deal with utility bills. This institution assisted me asap. They were the only lender that approved me for the required amount. I sorted out all my troubles. I will definitely recommend this lender to my family. Best service ever.
Jack Purdy
The process was convenient, straightforward. No surety needed. Thank you a lot. Love their online customer support. No troubles. Would apply again.
Garrick Larson
Last week I urgently needed $700 to pay for a birthday gift. I filled out an application form via the website of Heritage South Credit Union. I entered the basic personal data. No phone calls. The requested amount was approved within a couple of minutes. The money was deposited to my bank account within 2 hours. Amazing website!
Mr. General Lindgren Sr.
Heritage South Credit Union seems reliable. They rescued me twice. The first payday loan approved was small – $200, but next time the limit was increased to $1000. Repaid the loan early. The managers were professional, they gave clear answers to all my questions. No troubles. But their interest rates are average.
Dr. Christian Hilpert
I have already contacted this lender 2 times and I was very satisfied with the rates. This is the only 24/7 service with reasonable rates in my area.
Ashleigh Gleason
Heritage South Credit Union seems safe. At least they have no hidden fees. This was the only lender that approved me for a cash advance.
Henriette Murphy
Important
The above-given information provides the details about a definite financial institution. The information below is about common information about payday loans.
Payday Loans in Alexander City, Alabama
A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
It is simple and speedy to get approved for payday loans in Alexander City, Alabama. The interest rate will be set specifically for each case and will depend on the personal details the person provided.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit score. Payday loan approvals depend very much on other factors. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 20 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Alexander City, Alabama
Depot Loans
Phenix City, AL 36870, USA
Community Credit Inc
1912 Cogswell Ave, Pell City, AL 35125, USA
+1 (205) 338-4433
www.communitycreditinc.com
Edward Jones - Financial Advisor: Larry D Nix, AAMS®
1500 Military St S Suite 7, Hamilton, AL 35570, USA
+1 (205) 921-0260
www.edwardjones.com
