Welcome to Our Online Loan Referral Service

3.7 9 reviews

3353 South, US-280, Alexander City, AL 35010, USA
www.myhscu.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

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Mailing Address

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What people think about Heritage South Credit Union?

Below you get acquainted with some of the testimonials of our customers.

Recently I experienced the most desperate situation in my life. I suddenly needed $800 to deal with utility bills. This institution assisted me asap. They were the only lender that approved me for the required amount. I sorted out all my troubles. I will definitely recommend this lender to my family. Best service ever.

Jack Purdy

The process was convenient, straightforward. No surety needed. Thank you a lot. Love their online customer support. No troubles. Would apply again.

Garrick Larson

Last week I urgently needed $700 to pay for a birthday gift. I filled out an application form via the website of Heritage South Credit Union. I entered the basic personal data. No phone calls. The requested amount was approved within a couple of minutes. The money was deposited to my bank account within 2 hours. Amazing website!

Mr. General Lindgren Sr.

Heritage South Credit Union seems reliable. They rescued me twice. The first payday loan approved was small – $200, but next time the limit was increased to $1000. Repaid the loan early. The managers were professional, they gave clear answers to all my questions. No troubles. But their interest rates are average.

Dr. Christian Hilpert

I have already contacted this lender 2 times and I was very satisfied with the rates. This is the only 24/7 service with reasonable rates in my area.

Ashleigh Gleason

Heritage South Credit Union seems safe. At least they have no hidden fees. This was the only lender that approved me for a cash advance.

Henriette Murphy

Important

The above-given information provides the details about a definite financial institution. The information below is about common information about payday loans.

Payday Loans in Alexander City, Alabama

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is simple and speedy to get approved for payday loans in Alexander City, Alabama. The interest rate will be set specifically for each case and will depend on the personal details the person provided.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit score. Payday loan approvals depend very much on other factors. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Alexander City, Alabama

Century Bank

861 Edwards Ave, Fairhope, AL 36532, USA

+1 (251) 270-1570

centurybank.net

Advance America

723 S Quintard Ave, Anniston, AL 36201, USA

+1 (256) 237-3809

www.advanceamerica.net

Credit Central

1084 Main St, Gardendale, AL 35071, USA

+1 (205) 631-2449

www.creditcentralllc.com

Approved Cash

2918 20th Ave, Valley, AL 36854, USA

+1 (334) 768-2274

approvedcashadvance.com

Cash Mart Inc

1405 2nd Ave SW Suite C, Cullman, AL 35055, USA

+1 (256) 737-3000

Alabama Cash Services

700 23rd St E, Tuscaloosa, AL 35401, USA

+1 (205) 469-0073

BBVA Bank

3213 Rainbow Dr, Rainbow City, AL 35906, USA

+1 (256) 549-2362

www.bbvausa.com

Regions Bank

100 7th St S, Clanton, AL 35045, USA

+1 (205) 312-7740

www.regions.com

Cash Spot | Title Loans, Payday Loans

3076 McFarland Blvd Suite 13, Northport, AL 35476, USA

+1 (205) 333-6205

www.gocashspot.com

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