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Loan agency in Troy, Alabama

1104 US-231, Troy, AL 36081, USA
+1 (334) 566-2024

What people think about Alabama Title Loans, Inc.?

Below you find some of the opinions of our customers.

I took out cash advance from Alabama Title Loans, Inc. 3 times. Paid back all my loans on time. Last week wanted to borrow more, but they approved me for only $500 ???

Darlene Sipes

I got cash advance from Alabama Title Loans, Inc. twice. Paid back all my loans on schedule. Yesterday wanted to borrow more, but they approved me for only $200 ???

Ms. Jeanie Koepp Sr.

Important

The previous three items charactirize a specific company. But below you can find general information about payday loans.

Payday Loans in Troy, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Troy, New York. The entire process is effortless. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on specific factors. They will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to learn the exact cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Troy, Alabama

First Metro Bank

3121 Cloverdale Rd, Florence, AL 35633, USA

+1 (256) 768-1690

www.firstmetro.com

TitleMax Title Loans

1127 W Meighan Blvd, Gadsden, AL 35901, USA

+1 (256) 543-3330

www.titlemax.com

Jim's Super Pawn MOODY

2337 Moody Pkwy, Moody, AL 35004, USA

+1 (205) 640-1234

www.jimspawn.com

Citizens Finance of Guntersville, Inc.

1904 Gunter Ave, Guntersville, AL 35976, USA

+1 (256) 505-0076

www.citizensfinance.biz

First Service Finance

4710 University Dr NW # E, Huntsville, AL 35816, USA

+1 (256) 837-0914

Cadence Bank - Indian Hills Branch

1615 Mcfarland Blvd N, Tuscaloosa, AL 35406, USA

+1 (205) 750-2425

cadencebank.com

TitleBucks

839 W Meighan Blvd, Gadsden, AL 35901, USA

+1 (256) 543-7233

www.titlebucks.com

Cadence Bank - New Hope Branch

10175 US-431, New Hope, AL 35760, USA

+1 (256) 723-4216

cadencebank.com

Edward Jones - Financial Advisor: Brandon Rolling, AAMS®

3320 Skyway Dr Suite 713, Opelika, AL 36801, USA

+1 (334) 887-9866

www.edwardjones.com

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