Welcome to Our Online Loan Referral Service

5 reviews

1154 Lee St, Alexander City, AL 35010, USA
+1 (256) 329-7510
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Feedback about Valley Bank?

Here you grapple with the reviews of our clients.

I got the loan very fast

Ethan Upton

This is by far the best loan experience I have ever had. Rise makes repayments affordable for any amount borrowed.

Isom Lehner

You guys gave me a loan where others didnt. Thank you

Whitney Hickle

Pay Attention

Above-defined info offers the details about a certain lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Alexander City, Alabama

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Alexander City, Alabama are taken out problem-free. The interest percentage depends on the borrower's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Valley Bank help issue a loan in Alexander City, Alabama?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor taken into account by financial institutions is called as bad credit history. But this drawback is not taken as the only one by lenders to issue a loan. The lender process many aspects such as financial capabilities to approve the form. Cash advance in Alexander City, Alabama may help improve your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Alexander City, Alabama

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First Fidelity Bank

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+1 (256) 845-1077

www.bankffb.com

Headland National Bank

40 Main St, Headland, AL 36345, USA

+1 (334) 693-3352

www.headlandnational.com

Exchange Bank- Rainbow City

3003 Rainbow Dr, Rainbow City, AL 35906, USA

+1 (256) 442-3003

exba.com

Merchants & Marine Bank

325 Fairhope Ave, Fairhope, AL 36532, USA

+1 (866) 223-9512

mandmbank.com

Principal Financial Group

21434 Main St, Ranburne, AL 36273, USA

+1 (256) 588-6873

www.principal.com

Republic Finance

Gadsden, AL 35904, USA

www.republicfinance.com

Title Cash

5232 Atlanta Hwy, Montgomery, AL 36109, USA

+1 (334) 273-7964

titlecash.com

Credit Central

6406 Airport Blvd Suite B, Mobile, AL 36608, USA

+1 (251) 341-3587

www.creditcentralllc.com

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