Money Junction Payday Loans Review

Organization owner?

1503 W Meighan Blvd suite a, Gadsden, AL 35901, USA

+1 (256) 546-7593

Friday

8AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

What people think about Money Junction?

Below you get acquainted with some of the opinions of our customers.

Fast application. I only needed an ID and a bank account. Immedaite lending decision. The first time I was approved for $600 only. Hope the limit will be more next time. APR is reasonable. Paid off the debt on schedule. If necessary, the term can be also extended.

Reagan Halvorson III

I have already submitted an application to this website 3 times and I was very pleased with the rates. This is the only 24/7 service with competitive rates in my area.

Dewitt Leuschke

Thanks!! The money were sent to my bank account as agreed – the next day. I closed the loan after a week and had no complaints. The process is fast and transparent. Be a responsible customer and you will have no troubles.

Efrain Vandervort

Important

Above there is information about a exact lender. Below you can see common aspects of payday loans.

Payday Loans in Gadsden, South Carolina

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may be an easy and fast solution to a short-term problem in Gadsden, South Carolina. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few factors.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments as agreed in the contract.

To get accepted for a loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.