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4.5 2 reviews

4643 US-280, Alexander City, AL 35010, USA
+1 (256) 329-7400
www.valley.com
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours

Domain Info

Created Date

1994-05-03

Mailing Address

Company Name

Contact Data

Feedback about Valley National Bank?

Here you read the reviews of our customers.

I suffered one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Valley National Bank in Alexander City seemed to me the most convenient.

Icie Harris V

The money are deposited to my card. I pay off through my personal account. The payment is convenient and quick. Pay on schedule and there will be no problems.

Kira Feeney

Thanks to the team of Valley National Bank. Fast solution of the arisen problems, quick decision on the loan. I definitely recommend this service.

Sandrine Rempel

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Alexander City, Alabama

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

This financial product in Alexander City, Alabama is issued easily and quickly. The interest percentage is defined depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Valley National Bank help take out a loan in Alexander City, Alabama?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to process the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Alexander City, Alabama. They rate many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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Credit Central

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Complete Cash

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+1 (334) 770-0801

www.completecash.net

Speedee Cash

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+1 (251) 962-7397

speedeecash.net

Always Money

220 French Farms Blvd, Athens, AL 35611, USA

+1 (256) 232-0225

alwaysmoney.com

ServisFirst Bank

2500 Woodcrest Pl, Birmingham, AL 35209, USA

+1 (205) 949-0302

www.servisfirstbank.com

All In Credit Union

2525 S Park Ave, Dothan, AL 36301, USA

+1 (334) 671-1890

allincu.com

Brantley Bank & Trust Co in Ramer

105 Main St, Ramer, AL 36069, USA

+1 (334) 562-3257

Advantage Financial Services

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+1 (334) 899-7325

www.advantagefinancialonline.net

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