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3.8 4 reviews
Loan agency in Athens, Alabama

622 S Jefferson St, Athens, AL 35611, USA
7 years in business
+1 (256) 232-3800
first-state-loans-of-athens-inc.business.site
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

2017-04-17

Mailing Address

CA, United States

Company Name

Google LLC

Google LLC

Contact Data

Feedback about First State Loans of Athens Inc?

Here you get acquainted with the reviews of our clients.

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.

Prof. Trinity Bernier I

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Jose Schuppe

Pay Attention

Above-shown info offers the details about a certain lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Athens, New York

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to issue payday loans in Athens, New York. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

25% small loan cap

How will First State Loans of Athens Inc help take out a loan in Athens, New York?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be credited to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Athens, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

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First Metro Bank

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+1 (256) 757-2296

firstmetro.com

Easy Money

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+1 (251) 343-7070

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TitleMax Title Loans

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+1 (256) 859-2731

www.titlemax.com

World Finance

439 Fieldstown Rd Ste 121, Gardendale, AL 35071, USA

+1 (205) 608-3770

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Alabama Title Loans, Inc.

1104 US-231, Troy, AL 36081, USA

+1 (334) 566-2024

Edward Jones - Financial Advisor: Carla M Stewart

9805 Millwood Cir Suite A, Spanish Fort, AL 36527, USA

+1 (251) 621-0781

www.edwardjones.com

Citizens Bank & Trust

13870 Highway 231 431 North, Hazel Green, AL 35750, USA

+1 (256) 828-1611

www.citizensbanktrust.com

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