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5 4 reviews
Loan agency in Centre, Alabama

1931 W Main St, Centre, AL 35960, USA
10 years in business
+1 (256) 927-8548
www.advanceamerica.net
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the reviews of our customers.

Very good place and they are very professional.

Beau McLaughlin

They are very nice people and have helped me alot thank u

Boris Langworth

He answered any questions in a timely manner day or night.

Miss Yazmin Hermiston Sr.

Got great rates and expedited service.

Prof. Dawson Leuschke

Helping average people get the money they need

Prof. Orville Altenwerth

Pay Attention

Above-defined info provides the details about a certain lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Centre, Alabama

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Centre, Alabama is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Advance America help take out a payday loan in Centre, Alabama?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Lenders in Centre, al review this circumstance not an obstacle to issue a loan. The customer of a loan should be prepared to objectively estimate financial capabilities, issue a loan, pay back the debt on schedule and not only resolve current problems, but improve the credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Centre, Alabama

Tower Loan

3810 Sullivan St Suite B, Madison, AL 35758, USA

+1 (256) 258-7820

www.towerloan.com

Lifestyle Cash Advance

1420 McFarland Blvd #5, Northport, AL 35476, USA

+1 (205) 330-8851

Merchants Bank

103 Main St, Grove Hill, AL 36451, USA

+1 (251) 275-3175

www.merchantsbk.com

BBVA Bank

1151 Bankhead Hwy W, Birmingham, AL 35204, USA

+1 (205) 297-3190

www.bbvausa.com

First Financial Bank

1212 Main St, West Blocton, AL 35184, USA

+1 (205) 938-7881

firstfedbessemer.com

Republic Finance

2743 Montgomery Hwy Suite 1002, Dothan, AL 36303, USA

+1 (334) 792-0405

locations.republicfinance.com

Renasant Bank

106 E College St, Columbiana, AL 35051, USA

+1 (205) 669-3161

www.renasantbank.com

M & M Pawn

7101 Theodore Dawes Rd ste d, Theodore, AL 36582, USA

+1 (251) 414-7500

www.mandmpawn.com

Bank Independent Cherokee

8260 US-72, Cherokee, AL 35616, USA

+1 (256) 386-5000

www.bibank.com

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