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5 reviews
Loan agency in Attalla, Alabama

608 Gilbert Ferry Rd SE # 3, Attalla, AL 35954, USA
+1 (256) 538-8566
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Feedback about JCI Finance?

Here you get acquainted with the feedback of our customers.

I took the first loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Cicero Lebsack

I apply quite often. I am pleased with the terms. There is online round the clock service.

Ms. Annetta Brekke MD

I took out a loan when I had problems with money. There was no other way out. I looked out this site on the Internet, among others. Has applied several services. One declined, the other offered too high a interest rate, but here it was approved as I wanted.

Bobby Lindgren V

It was necessary to enhance the credit history, because there is practically no chance of getting a payday loan at a reasonable interest rate. As a result, I contacted JCI Finance. The history improved after several loans paid off.

Prof. Libby Gislason Sr.

I'm not ashamed to borrow money from JCI Finance, now the whole world lives like this. I have already used loans many times, everything is convenient.

Chandler Kris

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes readers grapple with common information about payday loans.

Payday Loans in Attalla, Alabama

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Attalla, Alabama is issued simply and quickly. The interest rate is defined considering the category of the customer: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will JCI Finance help take out a loan in Attalla, Alabama?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be credited to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered within minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Attalla, al will assess other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

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Check `n Go

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Advance America

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+1 (205) 668-4177

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Check Into Cash

5420 Government Blvd, Mobile, AL 36693, USA

+1 (251) 445-2040

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Always Money

2124 Cogswell Ave, Pell City, AL 35125, USA

+1 (205) 202-8827

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Family Security Credit Union

32605 US-43, Thomasville, AL 36784, USA

+1 (256) 340-2000

www.myfscu.com

Citi Financial

5A Saraland Blvd S, Saraland, AL 36571, USA

+1 (251) 675-9238

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Red Oak Credit Union

1008 Veterans Memorial Pkwy, Tuscaloosa, AL 35404, USA

+1 (205) 759-7317

www.dchcu.com

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