Welcome to Our Online Loan Referral Service

Loan agency in Bay Minette, Alabama

Bay Minette, AL 36507, USA
7 years in business
+1 (251) 937-6009
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
10AM–1PM
Sunday
Closed

Feedback about Community Loans?

Here you grapple with the reviews of our clients.

The staff is friendly and knowledgeable about the products sold.

Perry Balistreri

Very clean store and super nice people working here 😊

Miss Samantha Maggio MD

Their employees were very helpful in helping me find what I need.

Marcelino Larson

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in Bay Minette, Alabama

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Bay Minette, Alabama are taken out hassle-free. The interest percentage is conditional on the client's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Community Loans help take out a loan in Bay Minette, Alabama?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor considered by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by lenders to take out a cash advance. The lending company process many aspects such as financial capabilities to approve the request. Payday loans in Bay Minette, Alabama may help enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Bay Minette, Alabama

ATM (Regions Bank)

110 W Main St, Centre, AL 35960, USA

+1 (800) 734-4667

www.regions.com

Check `n Go

833 Allison-Bonnett Memorial Dr Ste 101, Bessemer, AL 35023, USA

+1 (205) 744-3867

locations.checkngo.com

Easy Money

4820 University Drive NW Units 1&2, Huntsville, AL 35810, USA

+1 (256) 217-5980

www.ccfi.com

Approved Cash

1002 Hwy 78 W, Jasper, AL 35501, USA

+1 (205) 384-4416

approvedcashadvance.com

Check Into Cash

300 N Dean Rd #4, Auburn, AL 36830, USA

+1 (334) 821-6053

local.checkintocash.com

CB&S Bank

407 4th St W SW, Red Bay, AL 35582, USA

+1 (256) 356-9547

www.cbsbank.com

Liberty Finance

7419 US-431 suite b, Albertville, AL 35950, USA

+1 (256) 894-5870

www.wallacemgt.com

Montana Capital Car Title Loans

1914 Opelika Rd, Auburn, AL 36830, USA

+1 (334) 489-5016

montanacapital.com

Easy Money

1605 Forestdale Blvd, Forestdale, AL 35214, USA

+1 (205) 639-5858

www.ccfi.com

Top