Welcome to Our Online Loan Referral Service

4.8 5 reviews

3501 Grandview Pkwy, Birmingham, AL 35243, USA
+1 (205) 503-5000
southpoint.bank
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

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Feedback about SouthPoint Bank?

Here you grapple with the reviews of our customers.

I really appreciate their customer service and their knowledge about taxes.

Mr. Lucas Durgan

My experience with Jackson Hewitt @ Alex City Wal-Mart was one of a kind.

Abby McGlynn

Everyone that works for this company is like family.

Rosemary Daniel I

Nice people and the prices r wonderful

Mrs. Vida Howe

Broken stuff at full price

Mr. Julian Mann II

Always unbeatable deals.

Kendrick Bins

Great customer service, good prices, friendly staff....

Alberto Stroman PhD

Best service ever and best price I checked 3 dealers and this one beat the all

Brent Hills

NO pressure informative salesman with a huge selection of scooters.

Virgie Mante

Give Shane a call and experience customer service at it’s finest.

Miss Deja Hermiston

I couldn't be happier and even more satisfied with his services.

Dr. Norwood Larson V

Hands down, I know that I made the right choice!

Madaline Schaefer V

The wait was very short and all the staff are very nice and courteous.

Marquise Langosh

I love the atmosphere and the people there

Jonas Morar

She answered my questions quickly and to my satisfaction.

Lilliana Torp

Very helpful folks and very good prices.

Mrs. Bettie Heaney

The people were home but wasn't answering the door.

Dr. Kole Ferry PhD

Then the living room set I got was damaged.

Tara Murazik

Pay Attention

Further there will be presented the details about not a certain lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Birmingham, New Jersey

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Birmingham, New Jersey is issued easily and fast. The interest rate is set considering the category of the client: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

30% usury cap

How will SouthPoint Bank help issue a loan in Birmingham, New Jersey?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Lenders in Birmingham, nj consider this circumstance not a hindrence to take out a loan. The client of a payday loan should be ready to objectively estimate financial solvency, issue a loan, repay the debt on a due date and not only cope with current problems, but enhance the credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

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+1 (251) 344-9636

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BBVA Bank

505 20th St N, Birmingham, AL 35203, USA

+1 (205) 297-3206

www.bbvausa.com

Bay Equity Home Loans

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+1 (334) 777-1892

www.bayequityhomeloans.com

Citizens State Bank Branch

315 Columbus Ave NW, Vernon, AL 35592, USA

+1 (205) 695-9162

All In Credit Union

1380 E Cottonwood Rd, Dothan, AL 36301, USA

+1 (334) 598-4411

allincu.com

ATM (Regions Bank)

105 W Main St, Livingston, AL 35470, USA

+1 (800) 734-4667

www.regions.com

Ameris Bank

1140 S Eufaula Ave, Eufaula, AL 36027, USA

+1 (334) 687-3260

banks.amerisbank.com

Regions Bank

800 22nd Ave, Tuscaloosa, AL 35401, USA

+1 (205) 750-2622

www.regions.com

Advance America

7985 Hwy 72 W Ste. #6, Madison, AL 35758, USA

+1 (256) 430-1510

www.advanceamerica.net

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