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3.8 4 reviews

2600 Hand Ave, Bay Minette, AL 36507, USA
+1 (251) 937-0742
www.baldwincountyfcu.com

Domain Info

Created Date

2005-12-03

Mailing Address

Alabama, United States

Company Name

Logical Computer Solutions

Logical Computer Solutions

Contact Data

Feedback about Baldwin Educators Credit Union?

Here you read the reviews of our customers.

Outstanding service that makes you feel at home!

Roxanne Huels DDS

Terrible customer service Terrible tools and resources for customers

Roma Kshlerin

Amazing customer service!

Bobbie Keeling Sr.

Pay Attention

Lenders are shown in the first three points. Below info offers common information about payday loans.

Payday Loans in Bay Minette, Alabama

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Bay Minette, Alabama is issued easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates a borrower will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Baldwin Educators Credit Union help take out a loan in Bay Minette, Alabama?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Bay Minette, al will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Bay Minette, Alabama

Liberty Finance

7419 US-431 suite b, Albertville, AL 35950, USA

+1 (256) 894-5870

www.wallacemgt.com

Edward Jones - Financial Advisor: Ronnie Sansom Jr

19096 US-84, Andalusia, AL 36421, USA

+1 (334) 222-2897

www.edwardjones.com

Key Finance Co., Inc.

152 W Main St, Prattville, AL 36067, USA

+1 (334) 365-7012

keyfinanceco.com

Get Money Advance & Title

2931 Day St, Montgomery, AL 36108, USA

+1 (334) 356-0987

Cadence Bank- Tuscaloosa Interactive Drive-thru Teller

2020 University Blvd, Tuscaloosa, AL 35401, USA

cadencebank.com

Title Cash

3658 Cloverdale Rd, Florence, AL 35633, USA

+1 (256) 764-2682

www.titlecash.com

Synovus Bank

3200 Hwy 78 E, Jasper, AL 35501, USA

+1 (888) 796-6887

www.synovus.com

Easy Money

209 Grace St, Oxford, AL 36203, USA

+1 (256) 403-2400

www.ccfi.com

Check Into Cash

25 N Brindlee Mountain Pkwy, Arab, AL 35016, USA

+1 (256) 937-7421

local.checkintocash.com

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