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3 4 reviews
Loan agency in Bessemer, Alabama

5031 Ford Pkwy # 101, Bessemer, AL 35022, USA
7 years in business
+1 (205) 428-5626
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–6PM
Wednesday
9AM–1PM

Feedback about Mutual Finance?

Here you get acquainted with the feedback of our customers.

Wonderful and very nice people.

Dr. Blaise Hickle

Very unprofessional wouldn’t recommend anyone to use this finance company.

Jerome Crooks DDS

Aweful customer service.

Brendan Kovacek

Pay Attention

Further there will be given the details about not a certain lending company. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Bessemer, Pennsylvania

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Bessemer, Pennsylvania are taken out hassle-free. The interest rate depends on the borrower's personal information: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

6% APR small loan cap

How will Mutual Finance help take out a loan in Bessemer, Pennsylvania?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Bessemer, Pennsylvania. The company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Bessemer, Alabama

Edward Jones - Financial Advisor: Brett Laney, CFP®|AAMS®

312 Merchants Walk #2A, Tuscaloosa, AL 35406, USA

+1 (205) 759-3023

www.edwardjones.com

AlaTrust Credit Union

303 East St S, Talladega, AL 35160, USA

+1 (800) 264-8031

www.alatrustcu.com

Advance America

9964 Grand Bay Wilmer Rd Ste 1, Grand Bay, AL 36541, USA

+1 (251) 865-0583

www.advanceamerica.net

Peoples Bank of Alabama

10437 AL-36, Laceys Spring, AL 35754, USA

+1 (256) 882-3204

peoplesbankal.com

Phenix-Girard Bank

2481 Co Rd 430, Smiths Station, AL 36877, USA

+1 (334) 664-0067

www.phenix-girard.com

SmartBank

1600 College Ave, Jackson, AL 36545, USA

+1 (251) 246-5771

www.smartbank.com

Southern States Bank

654 Ross St, Heflin, AL 36264, USA

+1 (256) 463-2790

southernstatesbank.net

ATM (Regions Bank)

711 2nd Ave SW, Cullman, AL 35055, USA

+1 (800) 734-4667

www.regions.com

World Finance

3164 AL-1 Ste 9, Roanoke, AL 36274, USA

+1 (334) 219-4026

www.loansbyworld.com

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